Archive for the ‘Uncategorized’ Category
First Steps to Credit Repair
February 5th, 2012 | 
Author: Whether you decide to fix your credit yourself or work with a credit repair agency, the first step is to review your credit reports carefully. You should get your credit report from all 3 major credit bureaus – Equifax, Experian and Trans Union. They don’t share information with each other so it is a good idea to get a credit report from each one.
You will want to check each report carefully. There may be errors on your personal information. Check the birth date, the Social Security Number, your own name, your addresses. Sometimes we skip that part and just look at the list of names.
Make sure you check for inquiries on your credit from companies you don’t recognize. While not always the case, inquiries from companies you don’t know could indicate fraud.
Posted in credit repair agency, credit report, Uncategorized | 
Tags: Credit repair, Credit repair agency, credit report | 
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Credit repair – how to help yourself!
You have to know what the story is so first of all get your credit report. You can order this for free at www.annualcreditreport.com or phone 877-322-8228. This credit report is available to you for free once per year. If you have been turned down for credit, insurance or employment, the company would be sending you a notice to that effect. You have 60 days to ask for your report. The notice will give you the contact information of the consumer reporting agency. You are also entitled to a free report if you are unemployed and plan to look for a job within the next 2 months, if you are on welfare or if you are a victim of identity theft or some other fraud.
Read the report carefully and make sure there are no errors, not only in regard to transactions but also to your personal information.
